real personal
Our first priority is to establish your personal attitude to risk and what you want your money to achieve. These two highly personal considerations will shape your portfolio. If you have young children, for example, the ongoing need to pay school fees may be an issue. Conversely, if you wish to be able to retire from your business by a certain age, planning for this will be important.
The expertise of our team means we can help you plan your investments, in line with your attitude to risk, to ensure you achieve your goals. Indeed, our ability to take the wider view of your situation can pay real dividends in terms of long term investment, tax and wealth planning.
Our priority is to help you achieve the quality of life that you want.
independent and proactive
As we are fully independent, we have full access to all available investment products. Following our in-depth research, we will compile a range of investments for you, blending funds and managers with different objectives and strategies.
We see proactive asset allocation as the key to sound long-term investment performance, so we will undertake regular reviews of your investments. These take into account any changes in your circumstances and priorities and the fact that some asset classes will occasionally significantly outperform others. If this is so, we may suggest re-balancing your portfolio in order to maintain the original risk profile.
real support
We understand that the world of investments can seem a complex and intimidating one and our aim is to make things as easy as possible for you.
As well as undertaking all administration of your portfolio, we monitor economic and market conditions and give you regular reports and valuations, at least every six months. We also review our ‘Approved List’ of investments monthly and meet regularly with the Fund Managers.
The fact that we manage portfolios on a non-discretionary basis means we only make changes agreed with you so you’re always kept in the picture. Unlike many of our competitors, we don’t believe it is right to make changes without your approval.
Equally importantly, we are friendly and accessible. You’ll always deal with the same person or dedicated team. We even offer a no-cost introductory meeting and will always arrange to see you at your choice of location. Client visits are undertaken at least once a year, but we’ll see you as often as you require.
We appreciate that the acquisition of wealth can sometimes seem daunting and we will provide you with the level of ‘hand holding’ you need. Nothing that’s important to you is seen as trivial by us.
value for money
We work with individuals whose net worth ranges from relatively small amounts up to several million pounds. We have no minimum or maximum limits. All our clients benefit from the same quality of service and our costs are substantially more competitive than those charged by other providers of investment services.
