What is a SIPP?
A SIPP is a personal investment that has the tax-advantages of a pension plan with the investment freedom and income flexibility that you would expect from a private investment portfolio.
Unlike a conventional pension, a SIPP allows you to invest not only in a range of pension funds but you can also invest directly in shares, commercial property, and a huge number of mutual funds. The level of income you can withdraw when required is flexible, and at any stage you can choose to make more permanent retirement decisions such as buying an annuity if this is appropriate.
Why do I need an investment adviser?
A SIPP may not be appropriate to you, and before you decide how to invest your money you should carefully consider your priorities and preferences, and take advice from an unbiased expert.
Should a SIPP be suited to your investment requirements, there are many suppliers available to you. Some will offer direct services without the apparent need for an adviser. This may be fine for the experienced investor who has no questions about where to invest, in what proportion, and when to make changes along the way. Most investors aren’t like that and need a little help, or perhaps a lot, to make the most of their investments and help to make the best investment decisions and minimise the effects of taxation.
What can RMT offer?
RMT Financial Management has an extensive range of services available to SIPP investors. We do not provide our own SIPP, preferring to source the most suitable terms available in the market making use of our independence.
The key benefit we can offer is focused investment advice and management, based around a unique asset-allocation strategy and experienced investment managers directly employed by us. Investing in a SIPP is only the beginning of the story, and we would like to be with you every step of the way to help you to carefully manage your wealth.
Our highly individual approach backed by knowledgeable and approachable professionals in our team will provide you with measurable results. We call this the Fine Art of Wealth Management. For further details of our Portfolio Management Service for our Private Clients, please follow this link.
mailto:richard.blackett@rmtfm.co.uk&cc=marketing@r-m-t.co.uk&subject=Private%20Client
